About this calculator
A Systematic Withdrawal Plan (SWP) lets you withdraw a fixed amount periodically from your investment while the remaining balance stays invested. It is popular for retirement income.
How to use this calculator
Enter your starting corpus, monthly withdrawal, expected return and period. The calculator applies monthly growth then deducts each withdrawal.
Frequently asked questions
Can my corpus run out before the period ends?
Yes, if withdrawals exceed returns. This calculator shows remaining balance — if it hits zero early, reduce withdrawal amount or increase expected return assumption.
Are these calculators free to use?
Yes. All calculators are free, require no signup, and run entirely in your browser.
Results are estimates for planning purposes only — not investment, tax or legal advice. Verify rates on official sources before acting. Compare brokers on our best stock brokers guide or use the brokerage calculator.