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Financial calculator

Retirement Planning Calculator

Estimate the corpus you need at retirement and the monthly SIP to get there.

By the Indian Broker Test editorial desk · Published 8 July 2026 · Data last reviewed 9 July 2026 · Independent

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Monthly expense at retirement
Corpus needed
Monthly SIP needed

About this calculator

Retirement planning accounts for inflation eroding purchasing power and the need to fund living expenses for decades after you stop earning.

How to use this calculator

Enter current monthly expenses, years to retirement, expected inflation, return rate and retirement duration. The calculator inflates expenses to retirement and computes the corpus needed.

Frequently asked questions

How much corpus do I need to retire in India?

A common rule is 25–30× your annual expenses at retirement, adjusted for inflation. This calculator uses annuity math for a more precise estimate.

Are these calculators free to use?

Yes. All calculators are free, require no signup, and run entirely in your browser.

Results are estimates for planning purposes only — not investment, tax or legal advice. Verify rates on official sources before acting. Compare brokers on our best stock brokers guide or use the brokerage calculator.