About this calculator
The National Pension System (NPS) is a voluntary retirement savings scheme regulated by PFRDA. Contributions grow until retirement, after which a portion must be used to buy an annuity.
How to use this calculator
Enter monthly contribution, current age, expected return until retirement. At 60, 40% typically goes to annuity — we estimate monthly pension from the remaining corpus.
Frequently asked questions
Is NPS return guaranteed?
No. NPS returns depend on asset allocation and market performance. Equity-heavy portfolios have higher volatility and potential return.
Are these calculators free to use?
Yes. All calculators are free, require no signup, and run entirely in your browser.
Results are estimates for planning purposes only — not investment, tax or legal advice. Verify rates on official sources before acting. Compare brokers on our best stock brokers guide or use the brokerage calculator.