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Financial calculator

APY Calculator — Atal Pension Yojana

Estimate contributions and guaranteed pension under the Atal Pension Yojana scheme.

By the Indian Broker Test editorial desk · Published 8 July 2026 · Data last reviewed 9 July 2026 · Independent

Target pension
Total contributions
Contribution years

About this calculator

Atal Pension Yojana (APY) is a government-backed pension scheme for unorganised sector workers, offering fixed pensions of ₹1,000–₹5,000 per month from age 60.

How to use this calculator

Select target pension and entry age. The calculator shows total contributions over the period and corpus needed.

Frequently asked questions

Who can join APY?

Indian citizens aged 18–40 with a savings bank account can enrol. Contributions continue until age 60.

Are these calculators free to use?

Yes. All calculators are free, require no signup, and run entirely in your browser.

Results are estimates for planning purposes only — not investment, tax or legal advice. Verify rates on official sources before acting. Compare brokers on our best stock brokers guide or use the brokerage calculator.