Broker comparison

Groww vs 5paisa (2026): Brokerage, API, AMC & Execution Compared

Q: Groww vs 5paisa: which has lower delivery brokerage?

At our last review, Groww published delivery brokerage as "₹20 or 0.1% per order (whichever is lower; minimum applies - see official pricing)" and 5paisa as "₹20 per order (flat)". Plan-based or percentage pricing cannot always be reduced to a single winner — use the official pricing pages linked below.

Q: Does Groww or 5paisa have a trading API?

Both have documented APIs at review time: Groww (Groww Trade API), 5paisa (5paisa Xtream API). Compare pricing and rate limits on each broker's developer page.

Q: Which is faster — Groww or 5paisa?

Groww publishes < 50 ms (self-reported); 5paisa publishes ≈ 85 ms (median). Sources and methodologies differ (including self-reported vs third-party figures) — they are not directly comparable without reading each source.

Q: Are these comparisons independent?

Yes. Indian Broker Test is not affiliated with, sponsored by, or endorsed by any broker. Rankings and comparisons use only published official data; gaps are shown as Not Disclosed.

Side-by-side comparison of Groww and 5paisa from published official pricing and features — no affiliation with either broker.

By the Indian Broker Test editorial desk · Published 8 July 2026 · Data last reviewed 9 July 2026 · Independent

Groww vs 5paisa — published pricing and features (official sources at last review)
Metric	Groww	5paisa
Delivery brokerage	₹20 or 0.1% per order (whichever is lower; minimum applies - see official pricing)	₹20 per order (flat)
Intraday brokerage	₹20 or 0.1% per order (whichever is lower)	₹20 per order (flat)
F&O brokerage	₹20 per order (flat)	₹20 per order (flat)
AMC	₹0	₹0 for BSDA; up to ₹300 + GST per year on higher holdings
Account opening	Free (online)	Free (online)
Trading API	Groww Trade API — See official developer page	5paisa Xtream API — See official developer page
Reported execution speed	< 50 ms (self-reported)self-reported	≈ 85 ms (median)
Algo support	Limited - API access is newer than peers	Yes - via Xtream API
Platforms	Groww app, Groww web	5paisa app, 5paisa web, FnO 360
Best for (published)	Beginners and long-term investors who want one simple app for stocks and mutual funds.	Cost-conscious traders comfortable with a subscription add-on model.

Statutory charges (STT, exchange fees, GST, etc.) are not included. Figures are from official pricing pages at our last review — verify before opening an account.

What the published data shows

Both publish execution-speed figures (Groww: < 50 ms (self-reported); 5paisa: ≈ 85 ms (median)) — methodologies differ; see each profile before comparing on speed alone.

Tools & profiles

Related comparisons

Frequently asked questions

Groww vs 5paisa: which has lower delivery brokerage?

At our last review, Groww published delivery brokerage as "₹20 or 0.1% per order (whichever is lower; minimum applies - see official pricing)" and 5paisa as "₹20 per order (flat)". Plan-based or percentage pricing cannot always be reduced to a single winner — use the official pricing pages linked below.

Does Groww or 5paisa have a trading API?

Both have documented APIs at review time: Groww (Groww Trade API), 5paisa (5paisa Xtream API). Compare pricing and rate limits on each broker's developer page.

Which is faster — Groww or 5paisa?

Groww publishes < 50 ms (self-reported); 5paisa publishes ≈ 85 ms (median). Sources and methodologies differ (including self-reported vs third-party figures) — they are not directly comparable without reading each source.

Are these comparisons independent?

Yes. Indian Broker Test is not affiliated with, sponsored by, or endorsed by any broker. Rankings and comparisons use only published official data; gaps are shown as Not Disclosed.

Sources

Groww - official website - https://groww.in
Groww - official pricing - https://groww.in/pricing
5paisa - official website - https://www.5paisa.com
5paisa - official pricing - https://www.5paisa.com/pricing