About this calculator
Post Office MIS (POMIS) pays fixed monthly interest on a lump sum deposit for 5 years — popular with retirees seeking regular income.
How to use this calculator
Enter deposit amount, interest rate and tenure to see monthly payout and total interest over the period.
Frequently asked questions
Is POMIS interest taxable?
Yes. Monthly interest is added to your income and taxed per your slab. Principal is returned at maturity.
Are these calculators free to use?
Yes. All calculators are free, require no signup, and run entirely in your browser.
Results are estimates for planning purposes only — not investment, tax or legal advice. Verify rates on official sources before acting. Compare brokers on our best stock brokers guide or use the brokerage calculator.